Getting Loans from Banking institutions in the Philippines

We’ve curated a listing of most the top banking institutions in the Philippines combined with the fundamental terms and needs.

Optimum Limit: Php 1,000,000.00 Rates of interest: Fixed price of 17.07 per cent per year, 1.25percent per month add-on, 1.30percent per thirty days for 6-month tenure Required papers:

  • Photocopy regarding the latest BIR Form 2316 or W2 finalized by employer’s authorized representative (MANDATORY)
  • Initial certification of Employment and Income (COEI) released within the last three (3) months status that is indicating size of solution and break down of payment
  • Photocopy of last complete month pay slide

Apply On Line

Optimum Limit: Php 1,000,000.00 Rates of interest: 14.40per cent p. A Needed Papers:

  • Government-issued photo-bearing ID (Passport, Driver’s License, SSS, PRC, etc. )
  • Three months initial pay slide and/or advanced Income Tax Return with BIR or Bank stamp (BIR Form 2316)

Apply On The Web


Optimum Limit: Php 2,000,000.00 Interest levels: Fixed price of 26.9per cent to 37.9 per cent per year (Effective Interest price) Required papers:

  • Photocopy associated with front part of any credit that is active ( needs to be active for at the very minimum a few months for Citi Card and also at minimum a couple of months for Cards off their banking institutions)
  • With minimal income that is annual of
  • Two (2) legitimate IDs with photo and signature (ex. Passport, driver’s permit, GSIS e-Card, SSS picture card ID, TIN picture card)
  • ITR or BIR 2316 or latest 3 months that are full slide

Apply On The Web

Optimum Limit: Php 500,000 interest levels: Fixed price of 14.52per cent – 15.48percent per year needed papers:

  • Latest money Tax Return (ITR) or BIR Form and initial pay slide (one entire thirty days)
  • Photocopy of valid ID that is photograph-bearing proof nationality and date of delivery (in other words. Passport, Driver’s License or any ID that is government-Issued as PRC ID, SSS card type ID or BIR card type ID)
  • Evidence of domestic target (PORA)
  • Finalized Conditions And Terms with global clause that is consent
  • If international nationwide, any one of the after additional papers would be needed: (1) Copy of valid resident visa or; (2) content of valid non-resident visa considered by BSP as eligible for peso loans

Apply On The Web

Optimum Limit: Php 1,000,000.00 Rates of interest: 6.08 percent per year, 1.40percent per thirty days add-on documents that are required

  • Achieved Form
  • Certification of Employment and Compensation or latest 2 months Payslip or ITR;
  • Copy of Valid National IDs;
  • TIN;
  • 30 days latest domestic bill

Apply On Line

Optimum Limit: Php 300,000 interest levels: Fixed price of 18.00 percent per year, 1.50percent each thirty days add-on necessary papers:

  • Fully-accomplished UCPB YES Application For The Loan type
  • Certification of money and Employment or Contract of Employment
  • Latest ITR
  • Three (3) month’s Payslips.
  • Proof residence payment
  • Proof Deposits or Bank Certification on deposits
  • Valid IDs (i.e. Passport/Driver’s License/SSS ID/ GSIS ID)
  • 1?1 or 2?2 photos two (2) pieces

Apply On The Web

Protection Bank

Optimum Limit: Php 1,000,000.00 Rates Of Interest: 16.68per cent – 20.28% Necessary Documents:

  • Photocopy of company ID with clear signature and photo
  • Photocopy of 1 (1) legitimate government-issued photo ID with three (3) specimen signatures
  • Latest one (1) thirty days payslip
  • Latest BIR Form 2316 or certificate that is latest of work

Apply On Line

EastWest Bank

Optimum Limit: Php 2,000,000.00 Interest Levels: 17.88per cent – 20.28% Needed Documents:

  • Completely filled-out and finalized EastWest Bank Personal Loan application
  • Photocopy of just one (1) valid photo-bearing i. D that is digitized.
  • Photocopy of BIR FORM 2316/W2 (income tax Withheld)
  • Photocopy of Latest one month pay slide
  • Valid credit card guide or latest declaration of Account associated with current credit card
  • Initial content of certification of Employment saying wage and place

Apply On The Web